1. How quickly can I get a loan?
- New clients: within 30 minutes
- Repeat clients: within 15 minutes
Disbursement is done within minutes of signing your contract.
Frequently Asked Questions
FAQ
Answers to common questions about our short‑term payday loans and digital process.
2. Do I need to visit the office?
No. The entire process is 100% online.
3. How do I sign my contract?
Your loan contract is emailed to you. Simply open it on your phone or device and sign electronically.
4. How much can I borrow?
Loan amounts depend on your income and ability to repay. We only offer amounts that clients can realistically repay in one installment.
5. What documents do I need?
- Valid ID
- TRN
- Payslip
- Job letter (where applicable)
- Bank account information
6. Can I apply outside business hours?
Yes—repeat clients already registered in our system can receive loans outside the 8am–4pm office hours.
7. How is my information protected?
We use secure digital platforms, encrypted storage, and private contract signing to ensure confidentiality.
8. Are you licensed by the Bank of Jamaica?
Yes. Zed’s Financial Group Limited is fully licensed and compliant with BOJ microfinance regulations.